Our Products
- individuals
- Businesses
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HOMEOWNERSHomeowners insurance protects your home, possessions, and third party injuries on your property; we can put together packages for your specific needs. -
CERTIFICATES OF INSURANCEClients can request certificates of insurance by contacting their Risk Management Advisor or through our online portal "My SPR." -
PRIVATE CLIENTOur private clients have unique coverages that SPR caters too. If you have a special possession that requires coverage, SPR will have you covered. -
CLAIM & RISK CONTROLOne of the most important factors within the insurance industry is the process that takes place when there is a claim. This is essentially the purpose of obtaining proper coverage. In case of a claim please contact your account executive ... -
AUTOAuto insurance is a package of individual coverages to protect you against liability, collision, comprehensive, medical payments, and uninsured motorist coverage. -
COLLECTIONSInsure your valuable belongings from art to jewelry, SPR can provide you with coverage for your personal items. -
PERSONAL UMBRELLAUmbrella liability offers you added liability protection beyond the limits of your policies in place, it is beneficial if the underlying policy limits are restrictive. -
MOTORCYCLEMotorcycle insurance is important to cover collision, comprehensive, liability, theft, and related coverages catered to your specific needs. -
RECREATIONAL VEHICLES (ATV’S)ATV insurance protects you with a combination of coverages such as loss, damage, accidents, injury, theft, and liability to a third party. -
PERSONAL WATERCRAFTWatercraft insurance is necessary to protect your finances in cases of loss; there are many different coverages you would want to consider when owning a watercraft. -
AVIATIONAviation insurance covers physical damage to an aircraft as a result of an accident; as well as liability for passengers, and environmental and third party damage caused by aircraft. -
TRAVELTravel insurance is beneficial because it provides you with coverage from many unforeseen events. These coverages include canceled trips, medical emergencies, emergency evacuations, lost and delayed bags, delayed flights, and phone assistance 24/7 worldwide.
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CERTIFICATES OF INSURANCEClients can request certificates of insurance by contacting their Risk Management Advisor or through our online portal "My SPR." -
General LiabilityGeneral Liability insurance covers third party lawsuits over bodily injuries and property damage. It protects you, your business, and your employees from claims arising out of these third party claims up to a certain limit. -
CLAIM & RISK CONTROLOne of the most important factors within the insurance industry is the process that takes place when there is a claim. This is essentially the purpose of obtaining proper coverage. In case of a claim please contact your account executive ... -
Directors and OfficersDirectors and officers insurance protects the directors, officers, or organization itself from losses brought about by wrongful allegations from a third party. It covers defense and damage costs arising as a direct result of these alleged allegations. -
Professional LiabilityProfessional liability insurance protects you or your business against errors and omissions while providing your professional services to a client. It covers defense costs and damages to your company as a result of these errors brought to suit. -
FiduciaryFiduciary insurance protects employers against fiduciary-related claims of mismanagement of a company's employees benefit plans by their employees. It covers defense costs as well as financial loss the organization may have incurred by the allegations brought to suit by the ... -
Inland MarineInland marine insurance covers property in transit over land, instrumentalities of transportation, legal liability exposure, and types of moveable property. We cater to unique needs required by each client. -
PropertyCommercial property insurance covers businesses, owners, or organizations against damage to their buildings, its' content, loss of income, or loss of improvements of the property. -
Cyber LiabilityCyber liability insurance covers a data breach where the firm's clients' personal information is stolen or exposed. -
Environmental LiabilityEnvironmental insurance covers property loss and liability from pollution-related damages on-site, clean-up requirements, and associated legal expenses. -
Trade CreditTrade credit insurance covers business entities that want to protect their accounts receivable from loss due to default, insolvency, or bankruptcy from their clients. -
Equipment BreakdownEquipment breakdown protects your machinery against breakdowns from motor burnout, malfunction, operation error, and power surges. Coverage applies to the cost to repair or replace the equipment along with other property damaged by the breakdown. -
Workers Compensation /Employers LiabilityWorkers compensation covers employee injuries while on the job, regardless of fault. The insurance pays a portion of the employee wage replacement and medical costs. -
Employee BenefitsEmployee benefits liability protects employees from failure of their employer to advise upon employee benefits programs. -
CargoCargo insurance protects against all risk to freight, both physical loss or damage, from any external cause during any type of shipping. -
Commercial AutoCommercial auto insurance is a package of different coverages to protect you, your business, or employees from liability, collision, comprehensive, medical payments, and uninsured motorist coverage. -
Commercial AviationCommercial aviation insurance covers physical damage to an aircraft as a result of an accident; as well as liability for passengers, and environmental and third party damage caused by the aircraft. -
Commercial UmbrellaCommercial umbrella insurance offers you added liability protection beyond the limits of your policies in place, it is beneficial if the underlying policy limits are restrictive.