Travel Insurance

We know exactly how you might feel if an unforeseen event occurs while traveling abroad. A simple situation may get complicated when you do not speak the country’s language or you do not know where to ask for help.

Since we seldom travel without complications, Executive Traveler puts you in contact with an international network of travel assistance services. Toll free access to its 24 hour network of multilingual operators, who provide immediate assistance anywhere in the world in the following:

Emergency Evacuations

Executive Travel: Includes the payment of expenses for emergency medical evacuations that you require as a result of a covered Accident or Sickness, and where air, ground or sea transport has been used, up to the sum insured. This coverage is in addition to the one for Emergency Medical Expense Reimbursements. Pre-Existing Conditions are not covered.

Cash Transfers

Emergency Fund Transfer Services
The necessary cash transfers required to confront emergencies will be coordinated. The transfers will be made at the request of the insured or his/her legal representative. The funds will be delivered in local currency or in American dollars. The amount and expenses entailed by the transfer will be paid by the Insured.

Assistance for Loss of Passport
The corresponding authorities will be informed of the loss of the passport, and the insured will be provided with the necessary instructions to obtain a replacement in case of theft or loss.

Medical and Legal Emergencies

Legal Assistance for Travel Emergencies
The insured will be providing local legal advisors to defend the Insured in civil or criminal proceedings.

Assistance for Medical Emergencies during the Trip
It consists of, but is not limited to, addresses and assistance in obtaining local medical services, medical advisors that will monitor the cases of hospitalized patients, processing payments with verification of insurance guarantee for medical expenses for the traveler, communication with the family, and coordination of the transportation of minors to the home.

Travel Agency Services

Emergency Travel Agency Service
Travel Agency Service twenty four (24) hours a day to make emergency reservations with Common Carrier providing lodging.

Repatriation of Remains

The Insurance Company will pay the covered expenses in case of the death of the Insured, while on a Trip outside his habitual city of residence, during the Effectiveness of this policy.

Traditional Expenses Covered:

The transportation expenses of the mortal remains to the place of the residence of the Insured.
The medical fees, permits and legal requirements that is required for purposes of conducting the transportation of the remains.
The expenses for embalming, coffin and cremation.

Keep in mind that the maximum payments an Insurance Company will make will not exceed the sum insured contracted under the policy.

Translation Services

World Wide Travel Assistance Program
Will provide the most complete Assistance Service, accessible twenty four (24) hours a day, three hundred sixty five (365) days a year, through a worldwide Travel assistance network.

Emergency Messaging Services
When requested, the Insured may send or receive urgent messages related with the benefits of this insurance to anywhere in the world.

EXECUTIVE TRAVELER also provides the following coverages:

Medical Expense Reimbursement due to Sickness and/or Injury

If during you Trip you suffer a covered Accident or Sickness, the Emergency Medical Expenses derived from this event will be reimbursed by the Insurance Company up to the sum insured. Pre-Existing Conditions are not covered.

Emergency Evacuations due to Sickness and/or Injury

Loss of Luggage and/or Personal Belongings

The Insurance Company will pay up to the sum insured, in case of theft or total loss of your registered luggage, after it has been documented by the transportation company. This additional payment is in combination to the compensation you receive from the transportation company.

Accidental Death or Dismemberment

If during your Trip an Accident occurs in which you loose your life, your family will not remain unprotected. Your loved ones or beneficiaries will receive the total sum insured, without any deduction whatsoever. If death occurs while you are traveling as a fare paying passenger in a Common Carrier, your beneficiaries will receive double the benefit. Preserving the economic stability of your family is important.

Trip Interruption and Cancellation (optional through an additional premium payment)

The Insurance Company will pay the non-reimbursable amount corresponding to the cost paid by you and which in no case will exceed the sum insured, if there is a cancellation as a result of you or your Travel companion or any close relative of yours (Parents, Spouse, or Children.) suffering an Accident, Sickness or Death.

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