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Workers Compensation

Workers Compensation Insurance provides four main benefits for employees who suffer job related injuries: medical care, disability, rehabilitation & death coverage. This type of insurance is usually purchased by the employer; however a few states provide a fund where the insurance should be purchased. Premiums are based upon a percentage of the employer’s payroll and vary according to the employee’s occupation.

Examples of Worker Compensation Policy Limits:

  • Bodily Injury due to Accident $100K Each Accident
  • Bodily Injury due to Disease $500K Policy Limit
  • Bodily Injury due to Disease $100K Each Employee
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