Inland Marine
Through Inland Marine a variety of coverage’s are offered:
Account Receivables
- All Risk Form, covers the cost of reestablishing records of accounts receivable as well as actual loss due to the inability to collect sums due resulting from insured loss or damage to these records.
Camera & Musical Instrument Dealers
- Policy covers entire stock of merchandise for camera and musical instrument dealers. It may be written on a non-reporting or reporting basis. The form covers property while at premises of the insured, in transit, away in custody of employees, and elsewhere. Coverage is also provided for the property of others in the insured custody.
Commercial Articles
- Cameras, projection machines, related equipment & accessories.
- Musical Instruments, related equipment, and accessories.
Equipment Dealers
- It covers stock of merchandise for equipment dealers.
- It may be written on a non-reporting or reporting basis. The form covers property while on premises of the insured in building and outside of building, in transit and elsewhere. Coverage is also provided for the property of others in the insured custody.
Film
- Covers exposed motion picture film, including sound and recordings.
- It may also cover magnetic or videotapes that have been properly recorded.
- All of the above is covered until the full quota of positive prints or films has been made.
Floor Plan
- Written on a monthly reporting basis; it covers merchandise for sale that has been financed. This form covers the single interest of the dealer or the lending institution or covers their dual interest.
Jewelers Block
- Covers stock of merchandise for retailers with average inventories up to 250k. It must be written on a non-reporting basis. The form covers property while at the premises of the insured, in transit, away in custody of employees, and elsewhere. It may also include the insured interest in the property of others or the insured’s legal liability for property of others.
Mail
- Covers correspondence and packages.
- Reporting basis.
Physicians & Surgeons Equipment
- Covers medical, surgical, dental equipment & instruments, business furniture & fixtures, tenants improvements, and betterment’s.
Signs
- It covers neon, fluorescent, automatic or mechanical electric signs and lamps. Must be written on a non-reporting basis.
Theatrical Property
- May cover scenery, costumes, and theatrical property.
Valuable Papers
- Covers direct physical loss of valuable papers and records.
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