Equipment Breakdown

Businesses, institutions and municipalities are increasingly relying on costly equipment and new state-of-the-art technology. Equipment breakdown coverage protects the most important asset of any business: equipment, machinery, and systems that run your business. It pays for any damage caused by:

Electrical Malfunction
Mechanical Breakdown
Power Surges

Typical Covered Equipments are:

Electrical Distributions Systems

Power transformers
Electric Motors
Switchboard
Distribution Panels
Circuit Breakers
Cables & Bus Ducts
Generator Equipment

Mechanical Equipments

Production Machinery
Pumps
Fans & Blowers
Engines
Turbines
Compressors
Gear Sets

Communication Systems

PBX Multi Lines Phone Systems
Voice Mail Systems
Fax Machines
Audio Visual
Web Servers

Air Conditioner & Refrigeration

Air Conditioning & Refrigeration Systems Motors
Compressors
Environmental Controls
Fans
Switchboards Coils
Pipes & Vessels

Computer and Business Equipment

Computer
Photocopiers
Scanners
Printers
Monitors
Terminals
External Disk and Tape Drives
Modems

Boiler & Pressure Vessels

Heating or Process Boilers
Pressure Vessels
Cookers
Sterilizers
Vulcanizers

Typical Exclusions on a Property Policy:

Mechanical Breakdown
- Mechanical breakdown, including rupture or bursting by centrifugal force.
Electrical Arcing
- Artificially generated electrical current that disturbs electrical devises, appliances, or wires.
Explosions of steam Boilers, Piping’s, Engines, Turbines.
- Explosions of steam boilers, piping, engines, turbines caused by or resulting from any conditions or event inside such equipments.
Loss or damages to Steam Boilers
- Loss or damage to steam boilers caused by or resulting form any conditions or event inside such equipment.
Loss or damage to Hot Water Boilers
- Loss or damage to hot water boilers, or other water heating equipment caused by or resulting form any condition or even inside such boiler or equipment.