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Accident & Health

Sprezzatura Insurance Group (Sprezzatura Insurance) will analyze, create, and deliver a well rounded Accident and Health program that covers your employees on a World Wide Basis.

Key Industries

A well rounded Accident & Health program will cover all domestic exposure including all international exposure which the company faces on a daily basis. From employees stationed in foreign locations, as well as, how to provide adequate coverage for their employees traveling outside their home or permanent resident country.

We constantly negotiate will top Financially Rate Carriers which are licensed on a World Wide Basis.

A typical Highlights, Benefits, & Coverage’s on an Accident & Health Program are:

Products Highlights

  1. 24 hour Worldwide protection
  2. Admitted and Non-Admitted coverage available
  3. High limit benefits available
  4. War Risk coverage
  5. Stand Alone Program / Master Control Program

Included Benefits

  1. Accidental, Death & Dismemberment, including Coma benefits
  2. Paralysis
  3. Global Medical Benefits – Short Term Accident & Sickness Medical coverage, Emergency Medical Evacuation, Repatriation of Remains and Travel Assistance Services
  4. Special Counseling Benefits
  5. Home Alteration / Vehicle Modification Benefit
  6. Rehabilitation Expenses Benefits
  7. Seatbelt / Air Bag Benefit

Hazards Insured Against

  1. 24 – Hour Business and Pleasure Coverage
  2. 24 – Hour Business Travel only Coverage
  3. Specific Trip Coverage
  4. Owned Aircraft Pilot and Crew
  5. Foreign Business Travel
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